U.S. Veterans Elder Care Benefits

Although the veterans of our country are entitled to receive health benefits from our government, the majority of them are unaware of the elder care benefits that are available to them as well. In fact, only a small percentage of veterans take advantage of what is called the Non-Service Connected Improved Pension Benefit, also known as the Aid and Attendance benefits program. For older veterans who are concerned about the cost of elder care, this benefit is surely something to look into.

Eligibility Requirements

It is important to note that the Pension benefit for elder care is not dependent on military service-related injuries. In fact, the only requirements are that the veteran be honorably discharged and served at least 90 days of active duty—with at least one of those days occurring during an active war. Spouses are also eligible for elder care through the Pension benefit.

Although the Pension benefit was intended for veterans and their spouses that have low or no income, others with higher income may qualify for this benefit if they have high out-of-pocket monthly medical expenses or elder care costs.

Extent of Coverage

Many people who are aware of the Pension benefit know that it covers the elder care costs of assisted living and some nursing home costs too. However, what some veterans and their spouses do not know is that that the Pension benefit may cover the costs of their in-home elder care service as well.

If more people were aware that the Pension benefit would allow them to receive elder care in their own home, rather than in an assisted living facility or nursing home, there is no doubt that many more veterans and/or their spouses would be applying for it.

How it Works

The VA will allow a veteran the opportunity to deduct the annual cost of paying for home care services, regardless of whether the service was provided by hired help, family members, or friends when they calculate the Pension benefit. Nevertheless, in order to be eligible for this benefit, the person receiving the elder care must be “confined to premises” and be dependent on their caregiver to drive them wherever they need to go.

Dealing with elder care benefits can seem confusing, especially when it comes to VA benefits. However, if you or someone you know is a veteran who is worried about costs associated with elder care, it is important to look into the Pension benefit and other elder care benefits available for U.S. veterans.